Personal Loan Calculator
Free personal loan EMI calculator. Estimate monthly EMI, total interest, and repayment for unsecured personal loans.
₹3,00,000
₹10,000₹50,00,000
₹
Typical personal loan rates are often higher than home loans
13%
8%36%
%
3 yrs
1 yr7 yrs
yrs
Personal loan EMI
Monthly EMI
₹10,108.19
Updates instantly as you move the sliders.
Principal 82.4%Interest 17.6%
- Principal amount
- ₹3,00,000
- Total interest
- ₹63,894.84
- Total payment
- ₹3,63,894.84
- Tenure
- 36 months
Estimates only for informational purposes — not financial, tax, or investment advice.
Your files are processed directly in your browser whenever possible.
How to use
- 1Enter the personal loan amount you plan to borrow.
- 2Set the interest rate and tenure (often 1–7 years).
- 3Review monthly EMI, total interest, and total payment.
How it works
This uses the same reducing-balance EMI formula as a bank personal loan EMI calculator. Defaults and ranges match typical personal loan amounts and tenures. Estimates only.
Example
₹3,00,000 personal loan at 13% for 3 years → EMI updates as you slide.