Home Loan Calculator
Free home loan EMI calculator. Estimate housing loan EMI, total interest, and repayment for 5–30 year tenures.
₹50,00,000
₹1,00,000₹5,00,00,000
₹
Annual reducing home loan rate
8.5%
6%15%
%
20 yrs
1 yr30 yrs
yrs
Home loan EMI
Monthly EMI
₹43,391.16
Updates instantly as you move the sliders.
Principal 48%Interest 52%
- Principal amount
- ₹50,00,000
- Total interest
- ₹54,13,878.40
- Total payment
- ₹1,04,13,878.40
- Tenure
- 240 months
Estimates only for informational purposes — not financial, tax, or investment advice.
Your files are processed directly in your browser whenever possible.
How to use
- 1Enter the home loan amount (property value financed).
- 2Set the annual home loan rate and tenure in years or months.
- 3Copy EMI, interest outgo, and total payment.
How it works
Home loan EMI uses reducing-balance compounding. Defaults assume a longer tenure typical of housing loans. Not a bank offer or credit decision.
Example
₹50,00,000 home loan at 8.5% for 20 years → monthly EMI and total interest.